OCC finalizuje przepisy ustawy GENIUS Act dotyczące emitentów stablecoinów i usług powierniczych

The Office of the Comptroller of the Currency has officially finalized its regulatory rules governing payment stablecoin issuance and associated custody operations. The framework, established under the GENIUS Act, is scheduled to take full effect in mid-January, setting clear boundaries for banking institutions entering the digital asset space. These guidelines aim to mitigate systemic risk by imposing strict reserve requirements and operational standards on issuers. Industry participants have welcomed the regulatory certainty, which facilitates institutional integration of stablecoins into mainstream financial workflows. Consequently, traditional financial firms are expected to expand their custody offerings to meet the anticipated demand from corporate clients. The ruling represents a major milestone in the federal regulation of cryptocurrency payment mechanisms.