ШІ-агенти можуть підірвати банківські депозити. Чому Уолл-стріт, можливо, реагує занадто гостро

There is growing debate on Wall Street regarding whether AI agents will disrupt the traditional banking deposit model. Some analysts fear that autonomous agents could shift how capital is managed and stored, potentially destabilizing banks. However, many experts argue that these fears are currently overblown and lack immediate evidence. The transition to AI-driven financial management is expected to be gradual rather than a sudden shock. For now, the core banking infrastructure remains resilient against the theoretical capabilities of AI agents.