稳定币供应停滞，但随着 Visa、万事达卡和 Stripe 将加密货币与现金连接，支付量激增 45%

The digital asset ecosystem is witnessing a significant shift in utility as stablecoin transaction volumes climb sharply despite a stagnant overall supply. Analytics firm Allium reported that global stablecoin payment volumes reached $482 billion this year, driven by higher card spending and broader adoption by traditional payment giants. Companies like Visa, Mastercard, and Stripe have actively built out crypto infrastructure to bridge traditional fiat payment rails with blockchain efficiency. This trend indicates that capital within stablecoins is circulating much faster rather than merely sitting idle in user wallets as speculative collateral. The integration of these digital assets into everyday commerce reduces cross-border friction and settlement times for merchants worldwide. Consequently, stablecoins are cementing their role as a vital foundational layer for modern global payments and digital commerce.